Money is, and has been for the last 30 years, an intellectual construct centred on humanities trust in Governance — but trust in these institutions is at a historical low. We don’t trust the reasons they give for the decisions they make, they’re incentives to act in our best interests or their ability to deliver a better future.
LOL! Money is a lot older than that, sir. China will define digital currency; it’s begun the process and it won’t be dodgy crypto. It will be seamless transactions on stablecoins (read, fiat currencies).